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All good things come to an end, bad things are not left out too. The purpose of a review like this Tiller Money review is to let you who reads decide for yourself if you will like to be part of a good thing while it lasts or ends bad things for as long as you have found yourself already in it.
Tiller Money, like all finance products, promises to help you with your finances. Have you by any chance been helped with your finances?
If you have, then many would like to know in the comments section. If you haven’t been helped, then indicate as well.
I would like to adopt a quote from the legendary series “Game of Thrones” that supports why I need people to express their views.
The quote says “All men must die. But before then, we live.” With regards to things that help us become better people, “All good things end. But before then, we enjoy them.”
This article examines Tiller Money, the personal finance platform, how Tiller Money works, and whether it is legit or a scam.
Have you ever thought to yourself, when I have money, I will do this or do that? Yes, most have. I have.
That way of thinking, apart from being grandiose, is also unwise. People at some point realize that they cannot afford to think like that, sometimes celebrities who have experienced fame and wealth a bit.
You cannot afford to make some money and live comfortably. Everything ends. Dead broke! Colossal financial ruin!
Why? because you cannot watch how you spend money. An old Igbo adage says “No one became rich by wasting that which he earned.” Try to let that sink in.
Billionaire Warren Buffett, who is worth north of $90 billion, still leaves on a budget. That sounds funny right, but it’s true.
What Is Personal Finance?
Personal finance involves the management of money to service financial goals, be they short term or long term, and other personal desires.
These personal desires can include vacations, education, etc. Investopedia defines personal finance as “a term that covers managing your money as well as saving and investing.
It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning.
The term often refers to the entire industry that provides financial services to individuals and households and advises them about financial and investment opportunities.”
Why Is Personal Finance Hard?
Keeping track of finances can be hard for many people for so many reasons. Mostly, people do not see the bigger picture and so many short-sighted plans.
Lack of proper financial education can also be a leading factor, because for most if they knew any better, they will make better choices.
Immaturity, depression, ill health, underemployment, and others can be issues but they still rest in the palms of financial education.
Consumerism is also a disturbing reason why keeping a check on finances can be difficult. Consumerist culture is one that drives people to buy virtually everything within their reach.
That which isn’t within their reach, they borrow money for. It is one that many laugh at, but for those who are affected, it is not a laughing matter.
Why Do You Need A budget?
A budget is simply a plan to keep yourself in check. A system that keeps your spending in order. A disorganized spending habit is something that many people are all too familiar with.
If you do not know where your money flies into at the end of every month, or the beginning for some, then it probably better for you to have a budget.
A budget does not mean that you do not enjoy life, it means that you understand that “enjoyment has no end.”
Budgets are a sign to remind you that you see the bigger picture and have delayed instant gratification for a reward far greater than anything you may be getting now. A budget is you paying yourself in the future.
In the words of William Feather “A budget tells us what we can’t afford, but it doesn’t keep us from buying it.” Apps like Tiller Money is how you get the answer to your why.
What is a budget app?
A budget app is one that helps the user arrange his/her finances. Some budget apps allow you to enter details manually or just auto-updates a repository for you when you spend.
A budget app aims to keep you steady on your toes financially and also get you access to how you have spent or invested money for as long as you have used it at the touch of some buttons.
Since people constantly move around and as much as pay straight from their phones, it is only wise that an app like Tiller Money is created to help them monitor where all that is going.
What is a spreadsheet?
Techopedia describes a spreadsheet as “A spreadsheet is primarily designed to provide a digital form of the paper-based worksheet.
Spreadsheets work through spreadsheet application software. The rows and columns within the spreadsheet contain cells that are filled with data to create unique operations.”
One of these unique operations called budgeting is why Tiller Money was created.
How does Tiller Money work?
Tiller Money, who I have observed like to keep things simple have on their website “Tiller Money auto-updates Google Sheets and Microsoft Excel with your daily spending and account balances. See everything in one place, and easily customize how you track your money.”
Tiller Money helps you automatically and securely upload details about your finances to Google Sheets and Microsoft Excel.
These details can come from over 21,000 banks, credit cards, brokerages, and other financial sources each day.
Tiller Money review
The new Tiller Money Feeds Add-on automatically imports your daily spending, account balances, and transactions into any new or existing Google Sheet.
Easily track your financial life in one place. Customize everything. Prebuilt templates get you started. This customization helps you create categories and the rules guiding them.
Tiller Money also helps you track multiple budgets with variable periods. This makes it easy to modify input and some other things.
Is Tiller Money legit or a scam?
After a Tiller Money review, it is easy to say at this point that Tiller Money is not a scam. Tiller Money is a legit platform that tries to help people manage their finances in a stressless way.
Very few complaints about function have been recorded, the most that were observed among users was someone taking over one of their accounts. This is called a hack.
Hacks that are not general are most times the fault of the user or the result of loopholes in the prevailing financial system. Nothing about scams were observed.
Technology makes things possible. I say so because I can picture in my head how people used to be able to count things when technology was still Abacus.
Now there are cloud operations and opportunities to budget by having a handoff arrangement with finance budget apps like Tiller Money.
While technology and budget planning services like Tiller Money helps with most of the work to keep you sane and less burdened, it does not take away the need for your conscious financial diligence. Stay jiggy!