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Amongst the several questions on your mind in your quest to make more money is this “Can I get paid to take care of a disabled child?”
As extreme as it sounds, you can actually get paid to take care of a disabled child – there are government programs designed to carry out this purpose.
In 2018, Genworth, which sells long-term care insurance, estimated the average monthly costs for homemaker services — light housekeeping, meal preparation, and running errands — at about $4,290.
The costs for a home health aide, someone with medical training who can assist with bathing or other personal needs, were about $4,385 more a month, adding up to more than $50,000 a year.
If you’re looking to earn extra cash to ease the financial pressure, taking care of a disabled child could be another means. However, it comes with a lot of legal steps and turns.
Let’s get into the article to discover these programs.
Ways To Get Paid To Take Care Of A Disabled Child
The several government programs that allow you get paid to take care of a disabled child are:
- Security Social Income (SSI)
- In-home Social Service (IHSS)
Medicaid is a health insurance program for low-income individuals and families funded by the federal and state government. Each state has the privilege to run its Medicaid program as they please in line with the federally set parameters.
It is important to note that each state has a Medicaid plan with a different name subject to the state in which one resides. For example, California calls Medicaid Medi-Cal; in Massachusetts, it is called MassHealth; in Missouri, it is MO HealthNet, and in Washington, it is called Apple Health.
To see alternate names for Medicaid in your state, click HERE
Most states have different Medicaid programs that are for different audiences. For example, one program may be designed for low-income families, another for pregnant women, another for disabled individuals, and the other for the elderly.
Irrespective of the name of the Medicaid program, all state Medicaid plans are entitlement programs. Each of these programs offers different benefits to the participant, as well as have different functional and financial eligibility criteria.
Other Medicaid programs include:
Home and Community Based Services State (HCBS) Plan Option
The HCBS state plan option, also known as the 1915 (i) state plan option, enables states to offer services that are home and community based through their state Medicaid plan.
Here, applicants don’t necessarily need a nursing home level of care. Individualized care plans are created, such as the need for homemaker and personal care services, and budgets may be given to participants to direct their care. This program allows participants to hire the caregiver of their choosing, including relatives.
See more about the HCBS program HERE
How To Get Paid Under The Medicaid Program
Most times, family as well as close friends serve as informal (unpaid) caregivers. Approximately 1 in 7 adults in the United States — about 40 million people — provide some type of unpaid care to another person according to a 2018 Pew Research Center analysis of U.S. Bureau of Labor Statistics data.
However, there is a bright side. As a caregiver, Medicaid can pay you to provide this service. Caregivers may have to satisfy specific state requirements or become certified Medicaid providers in the state in which they reside in order to receive their pay from Medicaid.
This means that anyone who meets the eligibility requirements is able to receive services through their state’s Medicaid program.
For more details about the Medicaid program, Visit their official website
#2 Supplementary Security Income (SSI)
Disabled children whose families have low income are eligible for Supplemental Security Income (SSI). Children who are approved for SSI disability can also receive Medicaid.
SSI is available to children who meet the disability requirements of the Social Security Administration (SSA) but have little resources. If the child qualifies for SSI, you will receive a monthly payment on the child’s behalf as a parent, guardian, or caregiver. However, this payment varies from state to state. Part of the parents’ income is a criterion in determining whether the child is financially eligible for SSI.
After turning 18, the disabled child will need to qualify for SSI as an adult; that is, he or she will have to fit the adult definition of disability. See more details HERE
Disabled children may be eligible for IHSS. The program helps to pay for services provided so the child can remain safely in their own home.
The types of services authorized through IHSS are housecleaning, meal preparation, laundry, grocery shopping, personal care services (such as bowel and bladder care, bathing, grooming, and paramedical services), accompaniment to medical appointments, and protective supervision for the mentally impaired
Depending on the state, any disabled child may qualify for Medicaid and in-home supportive services like food stamps and cash aid. You can also sometimes apply to train as an in-home supportive services caregiver with the county.
When the county services approve the child, you may qualify for a certain number of hours per month, depending on the extent of the disability. Generally, the pay is close to minimum wage but differs from county to county.
To know more about the eligibility requirements for IHSS, visit the official website.
Asides from your regular paying job, you can also get paid to take care of a disabled child. It all depends on you!
Hope this article helps you in deciding.