Clearcover Insurance Review 2022: Pros & Cons | Legit & Scam | How it Works

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Image from https://clearsurance.com/

There are not many insurance companies as efficient as Clearcover Insurance!

Customers give it a 95% satisfaction rating. In addition, both the Apple and Android users give it a 4.7 star. Now that’s a great review!

Want to know the interesting part?

You can take a snapshot of an accident with the Clear Cover Mobile App to file a claim. Then, you will be paid in as little as 1-2 days. No wonder Clearcover won the 2019 Mobile Web Award.

Join us on a ride to uncover this wonder-insurance company. You may even learn a thing or two about their con. Stay with us!

What is Clearcover Insurance?

Clearcover insurance is an online insurance company founded in 2016. But, it started selling car insurance in February 2018. It insures cars online but can be reached on the phone. They do not use insurance agents.

The Clearcover’s policies are underwritten by the Response Indemnity of California and Lyndon Southern.

Both companies are owned by Fortegra, a company with strong financial footing. This means you don’t need to worry about the company being unable to pay your claims. This is good for people who think Clearcover is not a legit company.

With Clearcover insurance, you get an average of 32% lower rate than other insurance companies.

It is a trusted company mentioned by many top brands like Forbes, Inc., USA Today, etc. In fact, it is one of Inc. best workplace in 2022.

Cons of Clearcover Insurance

Since many people love to hear the sad news before the good news, we will bring the cons of Clearcover first.

As at the time of writing this review, the cheap insurance cover of Clearcover is only available in the following destinations:

  • California
  • Illinois
  • Texas
  • Ohio
  • Arizona
  • Utah
  • Winscoin
  • Louisiana

However, there are plans in place to extend its operations to other parts of the world.

Other cons of this insurance option are these:

  • You cannot buy insurance through an agent. The company doesn’t use agents.
  • This is not for anyone without a smartphone. For example, you can only view proof of insurance and chat with customer service with the mobile app.
  • It is only for car/auto insurance. Other insurance types are not available.

Clearcover Insurance Review: Pros

This insurance is for shoppers who want the lowest rates available.

You will make payments, claims, request roadside assistance with the award-winning mobile app. It is typical to take a snapshot of the accident to make claims.

Thirdly, the claims are paid in less than 3 days. Users are confident to receive their claims without strife.

Lastly, the insurance packages it offers are well diversified. Asides the normal packages offered by all other insurance companies (which will even cost more), there are 2 additional features.

One of them is the alternative transport coverage. This is our favorite. If your car is being repaired, Clearcover insurance will give you money to use as you want to move around. This is unlike the other companies that will give car rental coverage.

Similarly, there is Rideshare coverage. Individuals who use their cars as a means to get an extra income will find this helpful. It covers both your individual use and commercial use.

Read Also: Get Paid To Drive Your Car | Up To $50 Per Hour

How to File For Claims

There are multiple ways to file a claim with Clearcover:

  • Clearcover Mobile App – Android and iOS
  • Over the phone: 855-444-1875 (9 am to 7 pm CST, Monday through Friday)

Clearcover Insurance Review: Legit or Scam?

If you are comfortable with an online insurance company, then you should probably choose Clearcover.

Are they legit or a scam? We will leave you to answer that after going through the reviews.

All the reviewers had nothing but praise for this insurance company. Here are the Clearcover reviews.

#6

“Thanks for making the car insurance business SO awesome! You doubled my coverage and lowered my rate by over $100 a month!” – Jessie Hammer

#5

“So far, ClearCover has been the best insurance provider I’ve had in my entire experience of driving. The rates are incredible, the app is super smooth, and communication has been awesome! Highly recommend!” – Gage Staruch

#4

“I received absolutely amazing service when initially engaing with Clearcover for a quote. My rep, was very friendly and sooo patient with me as I wanted to weigh all of my options as to what I comfortably felt was sufficient coverage, not just basic required. I got the coverage I wanted at a price that was HALF of what I had been paying. So far, all is good with Clearcover!!!” – Cherie Covello

#3

Clearcover provided me an amazing rate! I needed to get a copy a my insurance papers for my car loan and it was super easy to get them on the app. LOVE Clearcover! Highly recommend!” – Nadia Vogt

#2

Absolutely world class, better plan and even better price. I strongly recommend to anyone with progressive, state farm, any of the larger companies. I was with progressive for years, Clearcover i got a better plan better coverage and better price“. – R. L.

#1

When the accident happened, the first thing I thought was, ‘Can they be reliable?’ The Clearcover app was easy to use to submit my claim.” – Jorge Robles

Read Also: Cheap Car Insurance for New Drivers under 25

Conclusion

Clearcover insurance is your online car insurance company. Apparently, it is normal to be skeptical since there is no physical office to go for complaints. Therefore, if you are comfortable with an entirely online office, trust Clearcover. You will save lots of cash using their packages.

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